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Welcome to Intellectual Property Ontario's (IPON) blog, your source for insights, trends and practical resources to help innovators and entrepreneurs protect their ideas, bring innovations to market and grow with confidence.
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Your insurance policy mentions intellectual property. But are you actually covered?
Intellectual property (IP) can show up in surprising places in a commercial insurance program. A cyber policy might refer to IP. A technology errors & omissions policy may include language about infringement. Even a commercial general liability policy can contain limited protection involving certain IP allegations.
Why intellectual property liability insurance matters before you have a patent
Many early-stage companies assume intellectual property (IP) liability insurance is something to consider once they have patents to protect. It's a logical assumption. After all, if a company doesn't yet have a patent portfolio, what intellectual property is there to insure?